Today, several people in the United States have bad credit due to unemployment, medical costs and divorce. However, people with bad credits are still able to purchase anything that they need such as a car by doing their research. Bad Credit Car Loans are available at several local and online finance dealers. These dealers will provide you with a car loan no matter what your credit score is. I was offered several great deals that were available to me despite my low credit score. I was able to trade my old car in and now I have the car of my dreams.