I’ve been in debt for too long now, and to be honest, I don’t think I’m ever going to be able to repay it… unless I seek professional advice that is.I am planning to phone a debt adviser to talk about my options. They deal with debt all the time, so they should be able to tell me what they believe to be the most appropriate way out of debt for me – whether it’s an iva (Individual Voluntary Arrangement) or a debt management plan… only time will tell!Getting out of debt is now my number one priority.