Contrary to what you might be made to believe, it’s a lot easy to get affordable online home insurance quotes. The only things that stand between you and attracting a better rate now are the right information and a determination to use the information you get — Period. We’ll now take a look at one time-tested way to get this done: Motion-sensitive lighting lowers your home’s risk of burglary and, as a result, helps you get cheaper home insurance premiums. Your home becomes less attractive to thieves because they’ll be spotted easily. Since thieves keep off from homes with such lighting, you lower your home’s risk of burglary and, by extension, your premiums.